“Mortgage Mike” Koebel

I am a hard-working, concerned mortgage lender who tries to do my best for my client. I have been married to my best friend, Winnie Lewis Koebel, for 9 years and like to dedicate "You're Still the One" (by Orleans, coincidentally) to her each year on 9/9, our wedding anniversary. We have 4 children and 4 grandchildren, and are proud of each and every one of them. I'm also a very avid UofLouisville alumnus - GO CARDS! As far as fav's, I enjoy travelling with Winnie, all kinds of good food, with the occasional good bourbon - especially when enjoyed with friends. As far as who I help and how, I try to stay focused on helping my clients who want mortgage financing to accomplish their goals and dreams, and I do this by finding out what those goals and dreams are, and then using my experience to help them get the financing best for them. 26 years in this business later, they are "... still the ones..." and I still enjoy the satisfaction that comes from putting together their loan and seeing it close!

Mortgage Lending Experience

1985 – began lending in Manatee County
2011 – present: Senior Mortgage Consultant, The Home Lending Source – Reverse Mortgage Specialist
2010 - 2011: Senior Mortgage Banker, M&I Bank – Advanced FHA Certified, Reverse Mortgage Specialist
2008 – 2010: Reverse Mortgage Consultant, MetLife Home Loans (A division of MetLife Bank)
Senior Loan Officer – CNLBank (2005-2008), First Priority Bank (2003 – 2004), Republic Bank (2000-2003), BB&T (2003), SouthTrust Bank (1998-1999)
Loan Officer – Barnett Bank, Empbanque Capital Corp.
Branch Manager – Source One Mortgage, CrossLand Mortgage Corp.
Experienced in originating Reverse Mortgages, FHA/VA, Conventional/Fannie/Freddie, construction/permanent
Closed volume in excess of $240 million, with 90%+ customer satisfaction rating

Professional Affiliations

Gulf Coast Mortgage Bankers Association – Treasurer, Past President, Chairman/Joint Projects Committee
Mortgage Bankers Association of Florida – Past Regional Governor, Past Governor-at-Large
Florida Association of Mortgage Professionals (Suncoast Chapter)
Manatee Association of Realtors – Professional Development Council; Business Partner Committee Member
Women’s Council of Realtors (Manatee Chapter)

Honors & Awards

Gulf Coast MBA Alison Belsan Award for Lifetime Achievement - 2008
Mortgage Banker of the Year – Gulf Coast MBA – 2007, 2005, 2004
Distinguished Banker Award – Gulf Coast MBA - 2005
Award of Excellence – MBA of Florida – 2003
Net Value Added – CNL Bank, Barnett Bank


University of Louisville – BA, With Honors in Psychology - 1975
University of Louisville – Master of Arts in Teaching - 1980

Author of

“Consumer’s Guide to Reverse Mortgages”
“Purchases With Reverses”
“Fed Moves and Mortgage Rates for Dummies”

Community Involvement

The Sertoma Club of Bradenton – “Go For the Green” Chair, Past Director, Sertoman of the Year
Southwest Florida District of Sertoma, Inc. – Secretary, Past Governor, Sertoman of the Year
Southeastern Caribbean Region of Sertoma,Inc. – Secretary of the Year, Past Secretary/Treasurer, Lifetime Achievement Award
Sertoma, Inc. – Life Member, Certified Trainer, Finance Committee, Presidents Advisory Committee
Hernando DeSoto Historical Society – Past Float Driver
UofLouisville Tampa Bay Alumni Association – Charter President


Married to Winnie Lewis
4 Children – Stephanee, Bob, Lauren, Jason
4 Grandchildren – Sophia Grace, Wyatt Justice, Jedidiah Noble & Garrett Courage

Mike Koebel Reverse Mortgage Consultant

Contact "Mortgage Mike"

Office: 941-792-2125

Cell: 941-504-MTGE (6843)

Email "Mortgage Mike"

Senior Mortgage Consultant

Contact " Mortgage Mike" to find out if you qualify for a Conventional or Reverse Mortgage.

"Mortgage Mike" is a Senior Mortgage Consultant located in Bradenton FL and serving Florida's West Coast